PERSONALIZED PROGRAMS & SERVICE
When it comes to retirement plans, one size doesn’t fit all. That’s why we’ll design a plan tailored to your business. Plus, we’ll never make you use certain plan provisions or provide data in a specific format.
COMPLIANT, EFFICIENT ADMINISTRATION
We’ll make sure your program runs smoothly and follows all federal regulations.
TRULY UNBIASED CONSULTING
Our revenue isn’t based on asset size or investment returns, so our advice is completely objective.
UNBUNDLED, OPEN-ARCHITECTURE FORMAT
We can work with any plan design, combination of providers and investment platform.
IN—HOUSE ACTUARIES & CREDENTIALED CONSULTANTS
We’re part of an elite group across the country—and we’re the only consulting firm in the Inland Northwest—that employs both actuaries and plan consultants.
BASIC PLAN DESIGN
What’s a 401(k) plan?
What’s a 403(b) plan?
What’s a 457 plan?
What’s a profit sharing plan?
What’s a new comparability plan?
What’s a money purchase plan?
What’s an employee stock ownership plan (ESOP)?
What’s a defined benefit plan?
What’s a DB(k) plan?
What’s a cash balance plan?
What’s a section 125 cafeteria plan?
What’s a vesting schedule?
What’s a qualified plan?
What’s an unbundled plan?
Can our 401(k) plan be designed so that owners who are covered by the plan receive large tax deductible plan allocation, while keeping staff funding costs at relatively low levels?
If my employees need help selecting their investments, who should they contact?
What’s automatic enrollment?
How can employees contribute to their plans?
What are catch-up and Roth contributions?
What happens if I can’t find a former employee who has a balance?
Can we charge the fee for a distribution directly to the participant?
What do we do if a participant dies and the beneficiary is a minor?
What do we do if a participant dies and there is no beneficiary form on file?
What are acceptable reasons for a hardship withdrawal according to the IRS?
PLAN OPERATIONS &
Our ownership/business structure is changing. Do I need to notify you of the changes?
Who is the plan administrator?
What are the plan limits for the year?
How long do I have to deposit the employee and employer contributions?
How do I know which employees are participants in the plan?
Can I deliver my required notices electronically?
How do I order new enrollment materials?
Do I need to report sick/vacation hours and compensation?
What are the responsibilities of a plan fiduciary?
We rehired an employee. Is he/she eligible?
When is my census information due to my consultant?
What information did we give you last year?
What should I do with the beneficiary forms?
What is revenue sharing? How does it offset my fees?
How do I file my Form 5500 electronically?
USING OUR WEBSITE